Your Balance Transfer Was Denied: What to Do Next (5 Proven Alternatives)
Balance transfer denied? Here are 5 concrete alternatives that work when your credit score isn't perfect, plus how to fix the denial for next time.
9 min read
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#balance-transfer
9 articles
Why You Can't Balance Transfer Between Same-Bank Cards (Plus Workarounds)
Banks block same-bank balance transfers to protect profits. Here's why Chase to Chase transfers fail and the third-party workaround that works.
8 min read
How Balance Transfers Actually Affect Your Credit Score (The Real Numbers)
Balance transfers hit your credit score with a 5-10 point dip initially, but most people see a 20-30 point boost within 3-6 months. Here's the exact timeline.
9 min read
Balance Transfer Fee Math: When the 3% Is Worth It (And When It's Not)
Break down the real math on balance transfer fees. On $10k at 22% APR, that 3% fee pays for itself in under 2 months of avoided interest.
11 min read
Best 0% APR Balance Transfer Cards for 2026 (21-Month Options)
Wells Fargo Reflect offers 21 months at 0% APR. Compare the top balance transfer cards by intro period, fees, and approval odds this year.
9 min read
LightStream Personal Loan for Debt Consolidation: 2026 Review
LightStream offers debt consolidation loans from 7.99% APR with no fees. We break down rates, requirements, and whether it beats balance transfers for your situation.
9 min read
Debt Consolidation: When It Works and When It's a Trap
Real debt consolidation strategies that work — plus the $28k trap that catches 40% of people who consolidate. Decision tree included.
15 min read
Credit Card Debt Payoff: The Complete Strategy Guide for Every Situation
Master credit card debt payoff with proven strategies, issuer-specific tactics, and real numbers. From $5k to $50k+, here's your roadmap to freedom.
11 min read
The Balance Transfer Strategy: Playing 0% APR Like a Pro
Master balance transfers to slash interest payments. Current 0% APR cards, transfer fee math, timing strategies, and credit score impacts explained.
11 min read