Balance Transfer Fee Math: When the 3% Is Worth It (And When It's Not)
Break down the real math on balance transfer fees. On $10k at 22% APR, that 3% fee pays for itself in under 2 months of avoided interest.
11 min read
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#credit-card-debt
5 articles
Personal Loan for Credit Card Debt: The Math That Could Save You $4,800
Using a personal loan to pay off credit cards can cut interest by thousands. Here's the math on $25k debt and which lenders offer the best rates in 2026.
7 min read
Why Avalanche Is a Must for 28%+ APR Cards
When credit cards hit 28%+ APR, avalanche method saves massive money. See the real math on $12k at 28% vs lower rates and why order matters.
8 min read
Debt Avalanche Walkthrough: A $35,000 Example With Real Math
Step-by-step debt avalanche example with $35k across 4 debts. See exactly how much you save and when you'll be debt-free with real numbers.
8 min read
Credit Card Debt Payoff: The Complete Strategy Guide for Every Situation
Master credit card debt payoff with proven strategies, issuer-specific tactics, and real numbers. From $5k to $50k+, here's your roadmap to freedom.
11 min read