DMP vs Consolidation Loan: Which Actually Saves You More Money?
Debt management plans restructure your existing accounts while consolidation loans create new debt. Here's the real cost breakdown and credit impact of each.
8 min read
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#credit-counseling
6 articles
Money Management International Review: Can MMI Really Cut Your Debt Payments?
MMI promises to slash credit card APRs to 6-9% and cut monthly payments. We break down the real costs, timeline, and whether their debt management plan works.
9 min read
GreenPath Financial Wellness Review: Is This Credit Counseling Worth It?
GreenPath Financial Wellness offers free credit counseling and debt management plans. Here's what you need to know about their services, costs, and legitimacy.
8 min read
NFCC Credit Counseling: Your Free Path Out of Debt Overwhelm
NFCC credit counseling offers free consultations and legitimate debt management plans. Learn costs, what to expect, and how to avoid scams.
8 min read
Debt Consolidation Loan vs Debt Management Plan: Which Cuts Your Payments Faster?
Consolidation loans give you new debt at lower rates. DMPs negotiate your existing accounts. Here's which option saves more money based on your situation.
8 min read
Debt Management Plans: When Credit Counseling Beats Going Solo
Nonprofit credit counseling can slash your APRs from 24% to 8% and consolidate payments. Here's when a debt management plan works—and when it doesn't.
12 min read